Credit Clinic – Do you Really Need Them?
January 29th, 2010 by daphne reyes
Higher credit score and better credit report, these are a couple of promises these credit clinics will give you. Have you asked them how they will do it? Have you asked them if they have some direct connections with the credit reporting agencies that there are things that they can do that you can’t do for yourself? Do they have some kind of powers that will make the credit reporting agencies policies faster? Do they have a special number that they call that is given any special treatments?
You better think twice about getting involved with credit clinics and spending thousands of dollars. You just might put yourself in much more debt than the before the time you got them involved. Just so you know, they don’t have special access to credit reporting agencies. Everything that they do, you can do yourself and save thousands of dollars. The number they call is just the same number that you yourself can call. The documents you need to fix your credit? It doesn’t make it less if it was thru them and you can send them yourself to the same number or address that they send it to.
There are only 2 keys to fixing your credit. Monitor your credit report on a regular basis, for any inconsistencies; call the credit reporting agency directly. It will take about 30 days but that’s just the same time it will take with the credit clinics. Not unless they have an illegal contact inside who fixes things for them, they are not special. Like I said, save THOUSANDS and do it yourself. Anyway, who knows your credit history better than you do?
