Basics: Inside a credit report
February 4th, 2010 by carla_guillermoCredit reports differ from one state to another as well as from one agency to another agency. This article would tackle the general components of a credit report. First is the identification and the employment information of the client that include name, spouse’s name, birth date, Social Security number, current and previous employer, home ownership status, addresses and income. Next would be the payment history from each account that you have from different creditors, the extended credits, balances and payments.
The creditors, businesses and individuals that asked for your credit history in the past can also be seen in the credit report. Lastly, the public record from state and county courts may also appear in the credit report that include bankruptcies, foreclosures, suits, wage attachments, tax liens and judgments.
